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256.845.7777

Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Goggans Insurance today for more information about what Liability Coverage can do for you.

Our Locations

1.Fort Payne North Office

1.Fort Payne North Office

1801 Gault Ave N
Fort Payne, AL 35967
Main office: 256-845-7777
Fax: 256-845-9999
1.Fort Payne North Office
2.Fort Payne South Office

2.Fort Payne South Office

610 Gault Ave S
Fort Payne, AL 35968
Main office: 256-997-0029
Fax: 256-997-0189
2.Fort Payne South Office
3.Rainsville Office

3.Rainsville Office

363 Main St West
Rainsville, AL 35986
Main office: 256-638-3218
Fax: 256-638-8195
3.Rainsville Office
4.Scottsboro Office

4.Scottsboro Office

1905 Veterans Dr
Scottsboro, AL 35768
Main office: 256-574-3440
Fax: 256-259-5501
4.Scottsboro Office
5.Boaz Office

5.Boaz Office

12261 US Hwy 431
Boaz, AL 35956
Main office: 256-593-0227
Fax: 256-593-9941
5.Boaz Office
6.Centre Office

6.Centre Office

1207 West Main St
Centre, AL 35960
Main office: 256-927-3620
Fax: 256-927-3936
6.Centre Office

7. Jasper TN Office

3535 Main St
Jasper, TN 37347
Main office: 423-939-1113

Our Providers

Testimonials

If you want to know something about a car you call somebody like me that knows cars. If you want to know something about Insurance call somebody that knows insurance, like Goggans. April at the Fort Payne office has always taken good care of me.
Howard Hilyer 24-7 Towing
You ain't insurance people to me! You are my friends.
James Hargis