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256.845.7777

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Goggans Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Goggans Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Goggans Insurance before making a decision.

Our Locations

1.Fort Payne North Office

1.Fort Payne North Office

1801 Gault Ave N
Fort Payne, AL 35967
Main office: 256-845-7777
Fax: 256-845-9999
1.Fort Payne North Office
2.Fort Payne South Office

2.Fort Payne South Office

610 Gault Ave S
Fort Payne, AL 35968
Main office: 256-997-0029
Fax: 256-997-0189
2.Fort Payne South Office
3.Rainsville Office

3.Rainsville Office

363 Main St West
Rainsville, AL 35986
Main office: 256-638-3218
Fax: 256-638-8195
3.Rainsville Office
4.Scottsboro Office

4.Scottsboro Office

1905 Veterans Dr
Scottsboro, AL 35768
Main office: 256-574-3440
Fax: 256-259-5501
4.Scottsboro Office
5.Boaz Office

5.Boaz Office

12261 US Hwy 431
Boaz, AL 35956
Main office: 256-593-0227
Fax: 256-593-9941
5.Boaz Office
6.Centre Office

6.Centre Office

1207 West Main St
Centre, AL 35960
Main office: 256-927-3620
Fax: 256-927-3936
6.Centre Office

7. Jasper TN Office

3535 Main St
Jasper, TN 37347
Main office: 423-939-1113

Our Providers

Testimonials

If you want to know something about a car you call somebody like me that knows cars. If you want to know something about Insurance call somebody that knows insurance, like Goggans. April at the Fort Payne office has always taken good care of me.
Howard Hilyer 24-7 Towing
You ain't insurance people to me! You are my friends.
James Hargis