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256.845.7777

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Goggans Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Goggans Insurance are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

1.Fort Payne North Office

1.Fort Payne North Office

1801 Gault Ave N
Fort Payne, AL 35967
Main office: 256-845-7777
Fax: 256-845-9999
1.Fort Payne North Office
2.Fort Payne South Office

2.Fort Payne South Office

610 Gault Ave S
Fort Payne, AL 35968
Main office: 256-997-0029
Fax: 256-997-0189
2.Fort Payne South Office
3.Rainsville Office

3.Rainsville Office

363 Main St West
Rainsville, AL 35986
Main office: 256-638-3218
Fax: 256-638-8195
3.Rainsville Office
4.Scottsboro Office

4.Scottsboro Office

1905 Veterans Dr
Scottsboro, AL 35768
Main office: 256-574-3440
Fax: 256-259-5501
4.Scottsboro Office
5.Boaz Office

5.Boaz Office

12261 US Hwy 431
Boaz, AL 35956
Main office: 256-593-0227
Fax: 256-593-9941
5.Boaz Office
6.Centre Office

6.Centre Office

1207 West Main St
Centre, AL 35960
Main office: 256-927-3620
Fax: 256-927-3936
6.Centre Office

7. Jasper TN Office

3535 Main St
Jasper, TN 37347
Main office: 423-939-1113

Our Providers

Testimonials

If you want to know something about a car you call somebody like me that knows cars. If you want to know something about Insurance call somebody that knows insurance, like Goggans. April at the Fort Payne office has always taken good care of me.
Howard Hilyer 24-7 Towing
You ain't insurance people to me! You are my friends.
James Hargis